nited Asia Finance Limited ("UA") is a subsidiary of Sun Hung Kai Properties Limited, which is listed on the Hong Kong Stock Exchange with the stock code 86. Other shareholders of UA include ITOCHU Corporation, a company listed on the Tokyo Stock Exchange in Japan. Since its establishment in 1993, UA has been rooted in Hong Kong for 30 years. For a company, this is an important development milestone. UA shares the same aspirations with the citizens of Hong Kong, and has been working tirelessly to put its customers first. It has laid a solid foundation and achieved long-term development. From a small loan company, it has expanded into the largest private loan institution in Hong Kong. UA has firmly established its leading position in the private loan market, providing diversified loan services to more than 800,000 customers. UA keeps pace with the times and is committed to innovation and leadership. It not only has the strongest branch network covering the whole of Hong Kong, but also takes the lead in breaking through tradition and developing a digital loan platform. Customers can contact UA anytime and anywhere via mobile phone, computer or telephone 24×7 to enjoy the best quality, comprehensive and fast loan services. With our years of experience and a broad view of future market trends, UA will accelerate digital transformation and apply innovative financial technologies to all aspects of corporate operations, such as using cloud-based customer data platforms, big data, and artificial intelligence (AI), to comprehensively improve service quality and operational efficiency, create a new business model for loan business, and take the loan model to a new level. In addition, UA officially entered the Chinese mainland market in 2007 and established Shenzhen Yaliancai Microfinance Co., Ltd. ("Yaliancai") in Shenzhen. To date, its business has expanded to 15 first-tier cities in China, including Shenzhen, Shenyang, Chongqing, Tianjin, Chengdu, Yunnan (Kunming), Dalian, Beijing, Wuhan, Shanghai, Fuzhou, Harbin, Nanning, Qingdao and Jinan.